Under copyright law, you hold the copyright to your creative works for your lifetime and 50 years thereafter. Before the National Business Education Association and the Association for Business Teaching and Research can publish your manuscript, the Association must receive all copyrights from you, including specifically the rights to: 1.Use this material in NBEA and Association for Business Teaching and Research publications; 2.Give other publishers permission to prepare derivative works; 3. Reproduce this material, including electronic media and making photocopies. It is understood that any reproduction of the above material will be clearly identified as your work. You will retain the right to excerpt it freely, but we ask that you indicate the original source of publication.